Separating Your Personal Life From Business Life

This post is intended for people that are self-employed. Most of us would like to be self-employed because we don’t want to put up with the tiresome and tedious conditions of a real job. But being self-employed, being an entrepreneur, and having your own small business isn’t just a walk in the park. In this type of work, it can take more self-discipline than a real job since there is no one over your shoulders telling you what to do.

Another factor is that many beginners think that self-employment is a dream job so they can just slack off during their business hours, and that’s where they get the wrong picture when the results they want don’t start showing up. One of the worst things a self-employed person can do is not knowing the difference between a personal life and a business life. If you cannot separate though two, you’ll in for a very unproductive ride.

The reason for this is if you don’t, you’ll be wasting time doing other tasks that unimportant to what really matters and that’s your business. Here are some random things that I think normal people would do that if done in business mode, can suck out precious minutes of productively.

-Watching TV
-Going on forums
-Checking e-mail
-Going on Facebook
-Looking at the latest news
-Turning Skype on while you’re working
-Playing with Kids
-Chatting with a friend
-Going out with friends
-Going out with girlfriend or boyfriend
-Doing the laundry
-Going out to get food

When you work, whether it is for 10 hours or 4 hours, those hours are for your business. It’s important that you focus on your work and nothing else. It may be tempting to hang out with family or friends. It may also be hard to turn them down. But that is what will define how much you value your business ethics, even if they can’t take the job seriously. You’re the only one that matters when it comes to take your taking your job seriously.

You may probably hear people who do make money on autopilot, but don’t be too easily fooled by their words. They just want to tell you that because that want to make work “sound easy” when in fact, to get to that point, they have worked really hard, probably a lot harder than most people expect. You can surprise yourself as well as surprise others to how hard you work as well.

Some things that might help separate a business life and a personal life is work on schedule every single day. Even if you’re self-employed, does your business work around your personal life? Or does your personal life work around your business? If you’re serious about getting stuff down, it should be the latter. Some people work the best a couple hours in the morning, some people work the best late into the night.

For example, I find the best hours for me to sit in front of the computer and write is from the hours between 10PM and 2AM. I can get most done during these times because distractions are at its minimal. Somehow I don’t work well when I know there is sunlight outside. Call me a vampire if you must. Again, even if it’s just a couple of times, you’ll need to find your business hours as sacred hours.

Second, you must trying wearing business attire. I know this sounds silly, but the mind is crazy and will accept thoughts and feelings towards things that you think are real. If you pretend that you are actually working in an office and actually wearing business attire, you may become more serious in your work like a professional would at work. A person who dresses sloppy might make their work sloppy, while again, a person who dresses professionally might take their work more professionally. And it’s the smallest things that make the biggest differences. However, it’s just an idea and may not work for everybody.

When you are done, you can reward yourself by doing the things you had in mind. Making a small business doesn’t have to be hard. It is simple if you can manage your time right. The main purpose of being self-employed is to have more free time to do things, unlike regular job hours. But that does mean that you’ll have to make the most out of the time that you do work, and that starts with separating your personal life from business life.

Business Life Insurance 18 – Understanding the Statement of Retained Earnings and Cash Flow

Beside understand what is business insurance and business life insurance are important that people own a business understand , so they can protect their business in case of any unforeseen event happened causing hardship to the business owner and their family such as business store burned down one day, if you don’t carry insurance, you would endured some hard times after that. Understand operations of the company also equally important for a successful business. In this article ,we will try to discuss what is the statement of retain earning? and cash flow of the company.

Statement of retain earning is the accumulated of that portion of the shareholders equity derived from a profitable operation since the corporation stared it business.

I.There are two ways to express a Statement of Retained Earnings.

1. Retained earnings (end of year)= retained earnings (beginning of the year)+income for the year- dividends

2. Year end retained earnings= income (for the year)-dividends+ earnings retained (during the year)+ previous year balance

Total accumulated retained earnings does not normally reflect a cash position, but reflects the value of equipment, machinery or inventory and other assets. Instead of paying out all revenue each year as received in salaries or bonuses, a portion is retained to replace equipment and inventory and to finance expansion.

II.Cash Flow
Cash Flow is best expressed and understood in terms of inflow and outflow of cash.

1. Inflow

Inflow is the amount of cash that the company earned, such as additional sales, new investments and new borrowing.

2. Outflow

outflow is the cash that the company has expended in a period of time and it can be controlled by the timing of payments, replacing of equipment or postponing hiring and expansions.

I hope this information will help. If you need more information of the above subject, please visit my home page at:

Weight Loss – How to Diet While Living a Busy Life

Everyone is busy nowadays and that is why more and more people are struggling with their weight. Life has turned into doing things that are quick and easy so you can keep going. How many times have you stopped at a fast food restaurant for lunch just because it was on the way, making it easy to do? Let’s take a closer look at how to diet and maintain a healthy lifestyle while living a busy life.

Tip #1: Avoid processed foods whenever possible
Processed foods are filled with salt, chemicals and sugars that are not good for your body. To avoid them at lunch time try preparing a salad to take with you. You can do this easily by buying a bag of premixed lettuce or salad mix at the store. Add veggies or fruits you like. Package it in a plastic container and add salad dressing when your ready to eat it. For dinner if you are cooking always make extra that can be frozen and reheated later in the week.

Tip #2: Preplan your snacks
Everyone loves to snack, but most people reach for a candy bar or a bag of chips. By preplanning your snacks such as placing celery sticks, carrot sticks or fruit into a sandwich bag. This will make it easier and quicker to grab a nutritional snack when you feel the need.

Tip #3: Increase your activity
If may not be possible to exercise every day but there are a few tricks you can do to increase your activity while still getting alone in your busy day. Instead of parking in the front row of the parking lot opt for a space further back. Instead of taking the elevator up a few flights opt to take the stairs. If you usually sit during your lunch take the few extra minutes you have left after eating to walk around the block.